Self-Managed Super Funds (SMSFs) are something that Gotsis Rubic and Barbariol has expert knowledge in, and we have a large clientele that has taken advantage of our advice. We can help establish, register and make sure your SMSF is in compliance, in addition to advising on acquisition of property and investment strategies.

SMSF Compliance
Requires that you have:

• an existing and documented strategy
• an investment strategy that considers risk, return, diversification and the repayment abilities
• the ability to pass scrutiny of the sole purpose test
• no pay-outs of gains to any members before retirement
• arms length investment transactions and ones that fit the fund’s purpose
• compliance and reporting obligations up-to-date and completed
• auditing

SMSF Benefits
The benefits of an SMSF include these advantages:

• You can choose investment options like property, direct shares, wholesale managed funds and derivatives since you are not limited in investment options, enabling you to make better returns on your money
• SMSF contributions and earnings enjoy a reduced tax rate with a maximum tax rate of 15%
• Dividend imputation credits can further reduce the effective taxes due, and you can receive refunds on excess credits.
• Family businesses can rent premises owned by their SMSF resulting in tax advantages
• Pension period earnings that are received, are not taxable
• On retirement, there won’t be any tax on capital gains, if your assets are rolled over into the pension period on retirement.
• Not only can you receive valuable tax concessions, but you can draw a pension from your superfund when you retire.